What Happens If You Don’t Use Your Long-Term Care Insurance? Many seniors invest in long-term care insurance to protect against the high cost of elder care. But what happens if you never use it? It’s a common concern: You pay premiums for years, then pass away without needing long-term care—meaning your investment disappears. Fortunately, today’s

Navigating Legal and Life Transitions with the Help of an Elder Law Attorney As we age—or help our loved ones age—our legal needs become more complex and deeply intertwined with personal concerns. Elder law attorneys provide more than just basic legal services. They help individuals and families manage issues related to health, finances, housing, and

According to the “Caregiving in the U.S. 2020” report by AARP and the National Alliance for Caregiving, “about one in five caregivers report experiencing high financial strain as a result of providing care.” This is especially true for those involved in high-intensity caregiving for over 21 hours a week, who often deplete their savings and

If you are very close to the person who has passed away, you’ll likely have a lot to do immediately after their death. Katie Couric Media’s recent article entitled “What to Do Immediately After the Death of a Loved One” says that it’s normal to feel like your brain short circuits each time you try to make a

If you became incapacitated and advance planning had been done, your family will have the legal documents you need. Just as importantly, they will know what your wishes are for incapacity and end-of-life care. If there was no planning, your loved ones will have to start with a lengthy application to the court to have

Zobuz’s recent article entitled “4 Tips for Hiring a Lawyer to Help with Medicaid Planning” says you may need to turn to an attorney who can help you with Medicaid planning. Here are some factors in choosing the best elder law attorney: Referrals and Recommendations. Look for an elder law attorney in the National Elder Law Foundation or the National Academy of Elder Law Attorneys